最基本的cover比较便宜,但不一定符合ATO要求,必须Appropriate level of private patient hospital cover才能免MSL
an insurance policy for hospital cover taken out after 24 May 2000 that has an 'annual front-end deductible' amount or excess of more than $500 in the case of a policy covering only one person, or more than $1,000 for all other policies, does not provide private patient hospital cover for MLS purposes.
Your health insurer statement will indicate the maximum number of days that your policy may have provided an appropriate level of private patient hospital cover at label A.