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if you have comprehensive insurance, you never need to talk to anyone of other car's owner or insurance company, just report the accident to your insurance company and give them all the cars owners detail, that is all you need to do!!!
Your insurance company will decide who's fault, if they think it is yours, then you pay; if not, you don't pay. Your case is pretty clear, and if your insurance company still want you to pay access first(the money will be refund eventually though),it is a bad one, you should consider to change it. |
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