本帖最后由 doreadme 于 28-4-2014 12:27 编辑
mason00 发表于 28-4-2014 12:09
我是不太懂，我也是认为三险是不保人的。CTP如果只报死亡的话，那么只有三险的实在是太危险了
三险cover的有限，具体还好看各州的最新解释，不过框架类似 -- 不好意思 Manson, 我刚从新修订了前面关于1/ CTP部分的解释，以下是较新的, -- 包含对方的人员伤亡，但前提是对方需要无过错：
WA gov:
The Compulsory Third Party (CTP) Policy of Insurance is printed on the back of your Motor Vehicle licence.
Your CTP Policy provides you with unlimited cover (subject to compliance with conditions and warranties) against claims for personal or fatal injury caused to another person, as a result of your negligent (failure to take reasonable care) driving of a licensed vehicle anywhere in Australia.
This means that if you or the person driving your vehicle is partly or fully responsible for causing personal or fatal injuries to another person, you or the person driving the vehicle will not be held liable for the financial cost of any claims made against you. Your CTP Policy protects you from the financial costs of any such claims. Your CTP Policy however, does not provide cover for damage to vehicles or property or injuries to the driver, where that driver is at fault.
以下是Allianz保险公司的
http://www.allianz.com.au/greens ... insurance-faq#life2
Frequently asked questions
1. What does my CTP Green Slip cover?
Compulsory Third Party (CTP) personal injury insurance covers injury caused to third parties when you or the person driving your vehicle is the driver at fault in an accident. Third parties include your passengers and other road users, such as drivers, passengers of other vehicles, pedestrians, cyclists, motor cyclists and pillion passengers. Your CTP insurance also covers you for injuries caused through the use of a trailer.
2. What does my CTP Green Slip NOT cover?
CTP insurance does not cover damage to property or other vehicles. Under the NSW CTP Scheme, your CTP Green Slip also does not cover injuries sustained by you if you are the at fault driver in an accident. |
楼主: iloveora
发表于 28-4-2014 12:09:23
发表于 28-4-2014 12:14:45
楼主
发表于 28-4-2014 15:10:30
发表于 28-4-2014 19:20:08
