TITLE APPROVED (08/2012)
從台灣休假回來後,開始接到土地開發商的來信,確認八月份出TITLE,忽然在七月底收到MAIL說TITLE已下來,請我盡快辦理過戶及貸款事宜。
前兩周都在上班,直到這周才到銀行,銀行又說因為上一次的APPROVAL已經過期,需要再做一次,這可忙壞了,再一次準備相關文件。
讓我略有微詞的是---等開發商一年,也沒甚麼違約罰款之類的,但是從通知下TITLE之後,我需要在兩周內過完戶,要不然有滯約金產生-----
這個一點都不合理阿~~抱怨歸抱怨,還是得趕快聯絡過戶師以及補齊銀行文件。
總算知道了門牌號碼,離開工又近了一步,自己上離開PERTH兩周的班,很多事情處理起來都不方便,有點麻煩!
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大家應該知道買房前會請人檢查房屋,建房也是一樣,這兩天找了與RAC合作的HOUSPECT,拿了個報價與項目,拿出來給大家參考一下。
SLAB - $300.00 (incl GST) each level
When we inspect: The slab has been poured and has had 1-2 days to dry.
What we inspect: Slab is correct size, dimensions and depth
Plumbing is in the right position
We inspect any cracks and tell you if they are significant
There is an acceptable level of workmanship
Completed work is accordance with the architectural plans and follows Australian Standards
What we need: Copy of the latest plans - A3 size preferred, specifications (and engineering drawings if double storey)
BRICKWORK - $350.00 (incl GST) each level
When we inspect: The brickwork is complete and the roof beams aren’t on yet.
What we inspect: There is an acceptable level of bricklaying workmanship
Brickwork is right height
Correct bricks have been used
Walls are where they are supposed to be
Windows and doors are in approximately the right position/right height
That tie down straps are anchored correctly, wire ties are correct
Completed work is accordance with the plans and follows Australian Standards
What we need: Copy of the latest plans – A3 size preferred, specifications (and engineering drawings if double storey)
ROOF ON - $350.00 (incl GST)
When we inspect: The roof has been installed, the beams are up and the roof covering is on (tiles/Colourbond etc) is on,
before ceiling has been installed.
What we inspect: The correct materials have been used – Colorbond/tiles
Materials have been fixed correctly as per the manufacturer’s instructions
On the inside of the roof – make sure that the roof frame is ok
Tie down straps are installed correctly and are adequate
Roof beams are installed correctly and are supported
There is an acceptable level of workmanship
Everything is accordance with the plans and follows Australian Standards
What we need: Copy of the latest plans – A3 size preferred, specifications (and engineering drawings if double storey)
LOCK UP / WATERPROOFING - $350.00 (incl GST)
When we inspect: When the property is at lock up stage after waterproofing to the shower has been painted on
but before the tiling has commenced
What we inspect: All finished workmanship – Plastering / Ceilings / Shelving / Cabinet carcasses /
Baths / Waterproofing / Rendering / Brick cleaning
Service locations
There is an acceptable level of workmanship
Everything is accordance with the plans and follows Australian Standards
What we need: Copy of the latest plans – A3 size preferred, specifications (and engineering drawings if double storey)
PRE- HANDOVER (PRACTICAL COMPLETION) – Single Storey $695.00 Double Storey $795 (incl GST)
Reduced to $645 / $745 if other inspections done previously
When we inspect: When the builder thinks he has or is almost finished.
What we inspect: All finished workmanship
We check and identify Trades or components that have not been installed/ completed
or is not correctly installed
There is an acceptable level of workmanship in completed work.
Front elevation and general layout is in accordance with the plans and workmanship
follows Australian Standards.
Dimensions critical for furniture specified at the time of contract can be checked if notified to the inspector.
What we need: Copy of the latest plans, A3 size, specifications (and engineering drawings if double storey)
To summarise as a package for a single storey house would be as follows:
Slab Down $300
Brick to Plate Height $350
Roof On $350
Practical Completion (reduced) $645
Sub Total $1645
Optional Lock-Up/Waterproofing $350
Total Including Lock-Up $1995
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今天28/8/2012總算是搞定了銀行貸款,接下來就是過戶師的事情了。
房屋預計下個月正式動工。
TITLE TRANSFER (09/2012)
3/9/2012 收到過戶師的mail,說約了今天中午過戶,我不去簽名也可以? 下午發了封MAIL,說過戶完成,我上網銀查看,動作真是迅速。20%的土地款,過戶費,雜費全部從我現金帳戶扣走,另外在房貸帳戶也將貸款算進去了,現在負債220K~~
房子還沒開始建呢! 估計建好之後,總負債將會超過400K,三十年償還,壓力來了----
各位關心的朋友抱歉啦,不是我偷懶,是根本沒圖可上,不過這情形即將改變嚕。
[ 本帖最后由 西澳瓶鼻海豚 于 4-9-2012 17:44 编辑 ] |