| Institution | Product | Maximum Interest Rate p.a. | Standard Variable Rate p.a. | Pay Anyone¹ | 24/7 Phone Support² | | UBank | USaver | 6.01% | 5.41% | Y | Y | | ANZ | Online Saver | 4.25% | 4.25% | Y | Y | | BOQ | WebSavings Account | 0.01% | 0.01% | Y | N | | Bankwest | Smart eSaver | 5.50% | 4.00% | N | N | | Bankwest | TeleNet Saver | 5.80% | 4.75% | N | N | | Citibank | Online Saver | 5.80% | 4.75% | Y | Y | | Commonwealth Bank | NetBank Saver | 5.25% | 4.25% | N | Y | | ING DIRECT | Savings Maximiser | 5.85% | 4.50% | N | Y | | Macquarie Bank | Macquarie Cash XL | 4.25% | 4.25% | N | N | | RaboDirect | HISA Call Personal | 6.01% | 5.40% | -- | -- | | Suncorp Bank | Everyday Options Sub-Acc | 4.50% | 4.50% | Y | Y | | Virgin Money | Virgin Saver | 5.85% | 4.65% | -- | -- | | Westpac | eSaver | 5.50% | 4.25% | N | Y | | nab | iSaver | 5.50% | 4.15% | N | N |
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估计就央行是国有银行了。